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Community Initiatives & Settlement Services

Money Matters

Do you know how much your new apartment is really going to cost?

Being a renter is a lot more than just paying the rent each month. Heat, hydro, cable, internet, phone, insurance..... it all adds up!

Use our interactive tools and calculators to help you improve your financial awareness

Personal Budget Tool

  • For students and those living at home

Household Budget Tool

  • For renters and homeowners

Spending Habits Calculator

  • Little purchases can add up to BIG costs. Use this calculator to track your spending habits

Consumer Awareness

  • Are you a savvy shopper or do you fall victim of marketing tricks and sales gimmicks?

Need more info?

Attend an upcoming session of The Other “F” Word...Finances! Presented by Holly Devlin of the United Way of Bruce Grey, this informative, hands on seminar will help you to develop a greater understanding of effective money management.


Holly is available after the seminar to meet one-on-one, discussing personal financial situations, and providing advice.

Next session dates:

Tuesday April 5, 2016, 9:00am - 11:00am
Hanover Employment Resource Centre

Register Now!

Tuesday April 12, 2016 1:00pm - 3:00pm
Owen Sound Employment Resource Centre

Register Now!